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What Happens to CPP When You Pass Away?
Understanding Canada Pension Plan (CPP) Death Benefits, Survivor’s Pension, and Estate Impacts When someone who has contributed to the Canada Pension Plan (CPP) passes away, their contributions don’t simply vanish. Instead, they may provide meaningful financial support to their loved ones through various CPP benefits. In this article, we’ll explore what happens to CPP when…
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Revisit Your CPP and OAS Strategy: What Canadian Retirees Need to Know in 2025
As we cross the halfway mark of 2025, it’s the perfect time to reassess two key pillars of retirement income in Canada: the Canada Pension Plan (CPP) and Old Age Security (OAS). These government benefits can form a significant part of your income, but they’re often misunderstood or underutilized. Whether you’re approaching retirement, recently retired,…
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What is the Best Way to Use Your Tax Refund?
10 Smart Strategies for Canadians to Maximize Their Money Tax season is over, and for many Canadians, that means one thing: a tax refund is on the way. Whether it’s $500 or $5,000, a tax refund can feel like a financial windfall. But rather than spending it impulsively, what if you used it to create…