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From the blog
Our latest posts
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Are Interest Rates Going to Drop in Canada?
As Canadians continue to feel the pinch from rising living costs and an unpredictable economy, many are asking the same question: Are interest rates going to drop in Canada? The answer, according to most economists, is yes—but with some key caveats. The Bank of Canada (BoC) paused its rate cuts in April 2025, holding the…
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At What Age Should I Stop Contributing to My RRSP?(And Can I Still Contribute After 71?)
When it comes to retirement planning, one of the most common questions Canadians ask is: At what age should I stop contributing to my RRSP? It’s a great question — and the answer depends on your age, your income, and even your spouse’s age. Let’s break it down so you can make the best decision…
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What Does RRSP Meltdown Mean? (And Why It Matters for Your Retirement)
When Canadians plan for retirement, most focus on building their RRSPs.But very few think carefully about getting the money out. Without a clear withdrawal strategy, your RRSP can become a tax trap — costing you far more in taxes than necessary.This is where the concept of an RRSP meltdown comes into play. What Is an…
