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10 Smart Strategies for Canadians to Maximize Their Money Tax season is over, and for many Canadians, that means one thing: a tax refund is on the way. Whether it’s $500 or $5,000, a tax refund can feel like a financial windfall. But rather than spending it impulsively, what if you used it to create…
As Canadians continue to feel the pinch from rising living costs and an unpredictable economy, many are asking the same question: Are interest rates going to drop in Canada? The answer, according to most economists, is yes—but with some key caveats. The Bank of Canada (BoC) paused its rate cuts in April 2025, holding the…
When it comes to retirement planning, one of the most common questions Canadians ask is: At what age should I stop contributing to my RRSP? It’s a great question — and the answer depends on your age, your income, and even your spouse’s age. Let’s break it down so you can make the best decision…