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From the blog
Our latest posts
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Building a Tax-Efficient Retirement Strategy: The 6 Steps for Success
Have you ever wondered how to create a tax-efficient retirement strategy? What would it look like if you were to map this out from start to finish? Let me walk you through the process, which I call the 6 Steps to a Tax-Efficient Retirement Strategy. 1. Set a Timeline The first step is to establish…
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What is the Average CPP Payment at 65?
The Canada Pension Plan (CPP) provides a steady source of retirement income for Canadians. It’s a monthly, taxable benefit that replaces part of your earnings once you retire. To qualify, you must have worked in Canada and made contributions to the plan. The amount you’ll receive depends on how long and how much you’ve contributed…
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Is OAS Clawback Based on Family Income? Understanding the OAS Recovery Tax and How to Minimize It
The Old Age Security (OAS) pension is a foundational income source for many Canadians in retirement. However, some higher-income individuals may face a reduction in their OAS benefits through the OAS clawback (or recovery tax). One of the most common questions is whether the clawback is based on family or individual income. This article explains…
