OAS Payment for December 2024: Are You Ready to Receive It?
Good news for Canadian seniors! The Old Age Security (OAS) …
Canada Tax Brackets (CRA Tax Brackets 2025)
The CRA tax brackets are changing in 2025! If your …
Retirement Planning / Tax Planning
December 2024 CRA Benefits: A Guide to Supporting Canadian Families and Individuals
As the year comes to a close, many Canadians can …
The RRIF Meltdown Strategy: A Simple Guide to Saving on Taxes in Retirement
What is an RRIF?When you retire in Canada, many people …
Working While on the CPP Retirement Pension: What You Need to Know
Understanding the Canada Pension Plan (CPP) The Canada Pension Plan …
Canada Pension Plan Maximum Pensionable Earnings for 2025
The Canada Revenue Agency (CRA) has announced changes to the …
Retirement Planning / Tax Planning
OAS Clawback 2025: What It Is and How It Affects You
When you reach retirement, you might start receiving the Old …
What is the Average CPP Payment at 65?
The Canada Pension Plan (CPP) provides a steady source of …
Is OAS Clawback Based on Family Income? Understanding the OAS Recovery Tax and How to Minimize It
The Old Age Security (OAS) pension is a foundational income …
Financial Planning / Retirement Planning
How Much Is CPP Pay Per Month? Exploring Canada’s CPP Benefits
Canada’s Canada Pension Plan (CPP) is a critical part of …
Why the CPP Break-Even Analysis Is Flawed: A Better Approach to Claiming Your Canada Pension Plan
The recently published “7 Steps Toward Better CPP/QPP Claiming Decisions” by the …
How to deal with one of the biggest risk of your retirement (Sequence Risk)
Are you thinking about retirement? Whether you’re currently retired, approaching …
Estate Planning / Retirement Planning
How to Use Your RRSP in Estate Planning: Protect Your Assets and Minimize Taxes
Do you have an RRSP and wonder what might happen …
Navigating the OAS Clawback for 2024 and 2025: A Guide for Canadian Retirees
Introduction As retirement looms closer, understanding the nuances of the …
Financial Planning / Retirement Planning
Is the Canada Pension Plan (CPP) a Good Pension Plan?
The Canada Pension Plan (CPP) is a government-run program that …
Financial Planning / Financial Planning for Business Owners / Retirement Planning
The Art of Retirement: Mastering the C.A.D.D.I.E. Process
Retirement is more than just a phase of life; it’s …
What is the OAS Clawback Threshold for 2024?
If you’re approaching retirement or are already a recipient of …
Retirement Planning / Tax Planning
When Can You Withdraw from Your RRSP?
A Registered Retirement Savings Plan (RRSP) is a retirement savings …
Is Old Age Security (OAS) based on family income?
What is Old Age Security (OAS) in Canada? Old Age …
How Much Can I Earn While Collecting CPP and OAS?
When planning for retirement in Canada, two critical components of …
“How Much Do You Need to Retire Comfortably? Discover Your Magic Number Today!”
Knowing how much you need for retirement is an integral …
Financial Planning for Business Owners / Retirement Planning
Retirement Strategies for Small Business Owners: Maximizing Your Financial Future
Retirement Strategies for Small Business Owners: Maximizing Your Financial Future …
What is an RRSP and How Does it Work?
Introduction Planning for retirement is an essential part of financial …
Retirement Planning / Tax Planning
RRSP/RRIF Meltdown Strategy: A Guide for Retirees
The RRSP/RRIF meltdown strategy is a tax-efficient method to convert …
What to Do with Your RRSP Before You Retire
One question I often get is whether you should invest …
