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From the blog
Our latest posts
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The RRIF Meltdown Strategy: A Simple Guide to Saving on Taxes in Retirement
What is an RRIF?When you retire in Canada, many people convert their RRSP (Registered Retirement Savings Plan) into a RRIF (Registered Retirement Income Fund). An RRIF is a special account that allows you to withdraw money from your retirement savings, but there’s a catch: once you turn 71, you must start withdrawing a minimum amount…
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Working While on the CPP Retirement Pension: What You Need to Know
Understanding the Canada Pension Plan (CPP) The Canada Pension Plan (CPP) is a government-managed program designed to provide Canadians with a source of retirement income. As long as you’ve made contributions through your working years, you can receive a monthly pension once you retire. The amount you receive depends on how much and how long…
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Canada Pension Plan Maximum Pensionable Earnings for 2025
The Canada Revenue Agency (CRA) has announced changes to the maximum pensionable earnings under the Canada Pension Plan (CPP) for 2025. Here’s what you need to know: What Are the New Earnings Limits? In 2025, the maximum pensionable earnings under CPP will be $71,300. This is an increase from $68,500 in 2024. That means if…
