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As we cross the halfway mark of 2025, it’s the perfect time to reassess two key pillars of retirement income in Canada: the Canada Pension Plan (CPP) and Old Age Security (OAS). These government benefits can form a significant part of your income, but they’re often misunderstood or underutilized. Whether you’re approaching retirement, recently retired,…
10 Smart Strategies for Canadians to Maximize Their Money Tax season is over, and for many Canadians, that means one thing: a tax refund is on the way. Whether it’s $500 or $5,000, a tax refund can feel like a financial windfall. But rather than spending it impulsively, what if you used it to create…
As Canadians continue to feel the pinch from rising living costs and an unpredictable economy, many are asking the same question: Are interest rates going to drop in Canada? The answer, according to most economists, is yes—but with some key caveats. The Bank of Canada (BoC) paused its rate cuts in April 2025, holding the…