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When to Invest and When Not to Invest in an RRSP
What is an RRSP? An RRSP, or Registered Retirement Savings Plan, is a popular savings tool in Canada designed to help you save for retirement. The main advantage of an RRSP is its tax-deferral benefit. Contributions to your RRSP reduce your taxable income, meaning you pay less tax in the year you contribute. The investments…
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Ontario Taxpayer Rebate: What You Need to Know About the 2025 $200 Payment
The Ontario taxpayer rebate is a newly announced initiative by Premier Doug Ford’s government, offering $200 to eligible taxpayers to provide financial relief amid rising living costs. This tax-free rebate, part of a broader $3 billion plan, is set to benefit approximately 12.5 million adults and 2.5 million children in Ontario. Here’s what you need…
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What Are the CPP Payment Dates for 2025?
The Canada Pension Plan (CPP) provides essential financial benefits to Canadians, supporting them through retirement, disability, or the loss of a loved one. For those who rely on CPP benefits, knowing the exact payment dates is crucial for budgeting and financial planning. Below, we outline the CPP payment dates for 2025 and provide insights into…
