Is Old Age Security (OAS) based on family income?
What is Old Age Security (OAS) in Canada? Old Age …
How Much Can I Earn While Collecting CPP and OAS?
When planning for retirement in Canada, two critical components of …
“How Much Do You Need to Retire Comfortably? Discover Your Magic Number Today!”
Knowing how much you need for retirement is an integral …
Financial Planning for Business Owners / Retirement Planning
Retirement Strategies for Small Business Owners: Maximizing Your Financial Future
Retirement Strategies for Small Business Owners: Maximizing Your Financial Future …
What is an RRSP and How Does it Work?
Introduction Planning for retirement is an essential part of financial …
Retirement Planning / Tax Planning
RRSP/RRIF Meltdown Strategy: A Guide for Retirees
The RRSP/RRIF meltdown strategy is a tax-efficient method to convert …
What to Do with Your RRSP Before You Retire
One question I often get is whether you should invest …
Retirement Planning / Tax Planning
OAS Clawback 2024
This article is a follow-up to my previous piece titled …
Retirement Planning / Tax Planning
Understanding the OAS Clawback for Couples in 2024
As we move halfway through 2024, couples need to understand …
Do I get CPP, OAS, or GIS if I retire outside of Canada?
Introduction Are you planning to retire outside of Canada? Or …
Financial Planning / Retirement Planning / Tax Planning
Main Sources of Retirement Income and How They Are Taxed
Are you curious about the different sources of retirement income in …
CPP Guide: CPP 65 vs. 70:
When Should You Start Your Canada Pension Plan Benefits? Deciding …
CPP Guide: CPP 60 vs. 65
CPP Guide: CPP 60 vs. 65 When Should You Start …
CPP Guide: How much CPP will you receive?
The Canada Pension Plan (CPP) retirement pension is an integral …
Maximizing Your Retirement: Strategic RRSP Contributions and Withdrawals
Maximizing Your Retirement: Strategic RRSP Contributions and Withdrawals Introduction Welcome …
5 Retirement Withdrawal Mistakes to Avoid
Summary Understanding Key Risks in Retirement Withdrawal Strategies Longevity Risk …
Canada Pension Plan (CPP) at 60 vs. 65 vs. 70
The Canada Pension Plan (CPP) is a cornerstone of retirement …
RRSP Contribution Period for 2023: A Look Back and Planning Ahead
As we close the chapter on the RRSP contribution period …
Unlocking the Benefits of RRSP Contributions: A Timely Guide for Smart Financial Planning
As the RRSP (Registered Retirement Savings Plan) season approaches, it’s …
Exploring Insured Annuities: A Key Tool for Retirement Planning in Canada
Insured annuities in Canada are a strategic blend of life annuities and life insurance policies, offering a reliable income source and estate protection for retirees. They provide stable income, tax benefits, and customizable options, making them an attractive choice for Canadians seeking financial security in retirement.
Retirement Planning / Risk Management
Do Retirees Need Life Insurance During Retirement?
Retirement represents a golden phase of life, marked by well-deserved …
Retirement Planning / Tax Planning
5 Common Retirement Mistakes to Avoid with Your Tax-Free Savings Account (TFSA)
The Tax-Free Savings Account (TFSA) is a powerful financial tool …
Financial Planning / Retirement Planning / Uncategorized
5 Ways Retirees in Canada Can Safeguard Their Assets for a Worry-Free Retirement
Retirement is a cherished phase of life, marked by relaxation …
The 3 Forces Chipping Away at Your Retirement Savings in Canada: Taxes, Inflation, and Fees
Retirement planning is a critical aspect of securing your financial …
Financial Planning / Retirement Planning
Utilizing TFSA During Low-Income Periods: A Smart Financial Move
As you approach the milestone of turning 71, important decisions …
